Insurance

South Africa's insurance and reinsurance market is changing. Regulatory oversight is increasing, risk profiles are shifting and cross-border activity is growing. Deneys advises insurers, reinsurers, brokers and financial institutions on contentious, regulatory and transactional insurance and reinsurance matters across South Africa and the wider continent. 

Our team brings deep sector knowledge and practical experience across both life and non-life insurance. We advise on casualty, liability, fire, energy, health, marine, D&O, commercial crime, professional liability, financial institutions, guarantee, InsurTech, medical malpractice, product liability, property, aviation, transport, construction, cyber, credit, class actions, warranty and indemnity insurance, life assurance linked products and bancassurance products. 

We are one of the largest insurance dispute resolution practices on the continent. We specialise in complex claims resolution, including coverage disputes and subrogated recoveries and defences. We give practical advice based on a clear understanding of our clients' commercial objectives. We focus on preventing disputes as well as resolving them. 

Our transactional and advisory work includes competition and antitrust aspects of insurance transactions, licensing and transfers, product development and policy drafting, regulatory investigations, risk advisory services and corporate transactions involving insurance businesses. 

At Deneys, we offer direct partner involvement, swift decision-making and advice that aligns closely with our clients' risk appetite and business realities. Where matters involve cross-border elements or international counterparties, we coordinate with trusted international counsel while retaining clear local leadership and accountability. 

Our clients include all of the major South African and London insurers and reinsurers, including multinational insurers, reinsurers and brokers.